Health Insurance in Turkey for foreigners

GENERAL INFORMATİON ABOUT PRİVATE HEALTH INSURANCE

Health insurance for residence permit

Unless otherwise is provided in the bilateral or multilateral social security agreements in which Turkey is a party, in the residence permit applications for one year or longer period, foreigners who are not insured by the General Health Insurance system under the Law no. 5510 on the Social Insurance and Universal Health Insurance, should have private health insurance covering inpatient/outpatient treatment and medical expenses.

It should be noted that, with the condition that all other requirements are satisfied in their residence permit applications, for foreigners who are below 18 years old (who are not within the scope of family insurance) and over 65 years old private health insurance is not required.

Foreign students who wish to register in GHI may fill out an application within three months after their enrollments in the Education Institutions. Those foreign students, who are not enrolled in the GHI, should take out an annual private insurance covering inpatient /outpatient treatment.

MINIMUM STANDARDS

In compliance with the Circular Notice no.9 dated 06.06.2014, Minimum standards for the required private health insurance for the residence Permit applications are determined as below;

Minimum Insurance Policy Plan should meet the following criteria

Moreover the following statement should be clearly noted in the Insurance Policies:

“This policy covers the minimum indemnification that is required by the 6/6/2014 dated and 9 numbered Circular Notice for those applying for residency permit that need to be covered by a private health insurance”

CANCELLATION OF THE HEALTH INSURANCE POLICY

The following conditions should be met for the cancellation of the health Insurance Policy by the insurance holder.

• In case of presenting a new insurance policy that covers Residence Permit period.
• In case of cancellation of Residence Permit
• In case of presenting documents indicating enrollment in General Health Insurance system as described in Law no. 5510 on the Social Insurance and Universal Health Insurance.

As indicated in the article 15 of the Law no 6458 (the Insurance law), a natural person or legal entity located in Turkey must insure its local risks in Turkey by a Turkish insurance company/cooperative or a Turkish branch of a foreign insurance company.

DOCUMENTS NEEDED FOR PRIVATE HEALTH INSURANCE

• Copy of Passport of the Insurance Holder
• Father name
• Address in Turkey

Principles on Insurance and private pension are taken seriously in Turkey and are strictly controlled and monitored by the General Directorate of Insurance. Thus if you experience any fraudulent misrepresentation, please contact the General Directorate of Insurance directly and report your problem.